Automate Installment Collections & Contract Billing

Automate Your Installment Sales

Payvo helps estate owners and sales agencies draft contracts, automate payment installment calculations, and generate receipt layouts instantly.

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500+ Businesses Managing contracts & installments daily

Installment Plan

80% Paid On Time

Revenue Audited This Year

₦656.5M +14.2%

Active Clients

5450+
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Integrates with global payment tools & networks
stripe PayPal Paystack WhatsApp Google Pay
System Showcase

Explore Payvo in Action

Take a visual tour of our clean, intuitive interfaces designed to streamline your business tracking.

Interactive Tour

Explore Workflows

https://payvo.ng/dashboard
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Interactive Tool

Simulate Your Repayment Plan

Drag the sliders below to calculate how down-payments and installments look in real-time. Experience Payvo's mathematical precision.

Plan Parameters

Repayment Forecast

Estimated Down Payment ₦1,000,000
Financed Principal ₦4,000,000
Processing/Setup Fee (1%) ₦50,000
Installment Amount ₦333,333/mo

Expected First 3 Installments

Save Repayment Schedule

Reserve your free 30-day early access trial. We will pre-generate your sample contract PDF and message you on WhatsApp to setup your dashboard.

Core Features

Designed to streamline sales tracking

Get rid of spreadsheets, handwritten ledger files, and late client collections. Track operations cleanly.

Contract Automation

Generate purchase contracts with customized down-payments and dynamically calculated monthly or weekly payment schedules instantly.

Customizable Receipts

Format professional payment receipts using classic, modern, or minimal styles. Generate, download, and share as images or print directly.

Automated Email Reminders

Reduce late collections. The system automatically detects upcoming or past-due client accounts and emails friendly payment reminder notices.

Weekly & Monthly Email Reports

Get automated weekly and monthly summaries of your collection rates, active defaults, and sales progression sent directly to your manager email.

WhatsApp Broadcasts

Broadcast announcements, update notices, or bulk messages to all your clients simultaneously via WhatsApp. Keep customers engaged with direct, high-open-rate communication.

Staff Access Management

Control team access. Assign specific client portfolios to different sales agents. Team members only view their allocated accounts, while managers keep complete oversight.

Who is it for?

Designed for businesses tracking payment schedules

Tailored layouts and automations built to serve diverse industries handling high-value assets and custom installments.

Real Estate Developers

Track sold land plots, estate houses, and customized down-payments. Easily calculate weekly or monthly schedules dynamically without human calculation errors.

  • Property & unit number separation
  • Flexible contract term generation
  • Professional payment receipts

Asset & Vehicle Dealers

Streamline hire-purchase and lease-to-own billing. Automatically track client balance statuses, print professional transaction receipts, and receive immediate alerts on collections.

  • Custom receipt styles & templates
  • Auto-generated client reminder triggers
  • Centralized transaction auditing

Schools & Memberships

Track academic tuition payments or recurring membership subscriptions. Setup multi-month durations and send personalized email announcements directly.

  • Multi-month plans & automated pricing
  • Welcome template delivery on signup
  • Weekly & monthly performance digests

Retail & Furniture

Offer flexible pay-over-time options for appliances, electronics, furniture, or solar kits. Monitor installment schedules and log customer balances seamlessly.

  • Asset serialization & stock logging
  • Custom down-payment configurations
  • Automatic balance recovery alerts

Professional Services

Manage milestone-based payment plans, structured consulting retainers, or legal service contracts with customizable payment schedule splitting.

  • Milestone contract tracking
  • Retainer balance tracking
  • Sales progression analysis

Other Businesses

Fully adaptable to any business model requiring recurring collection schedules, custom split-billing, or structured payment milestone tracking.

  • Fully flexible billing plan durations
  • Dynamic payment receipt styling
  • Multi-agent portfolio allocation
Digital Experience

Designed for modern collection teams

Payvo replaces disjointed spreadsheets with a central hub that tracks customer payments, invoices, and contracts smoothly.

500+ Active Companies
₦150M+ Payments Audited
10k+ Active Installments
Payvo Audit Workflow
Pricing Plans

Transparent Pricing for Growing Businesses

Get started with a free trial. Upgrade or switch durations anytime via your subscription settings dashboard.

Free / Starter
₦0
Try before you buy

Best for: Solo traders testing the platform

  • 1 staff account (owner only)
  • Up to 10 clients
  • Up to 10 assets
  • Up to 5 active contacts
  • Up to 2 agents
  • Basic receipts
  • WhatsApp Integration
  • No Email reminders
  • Watermarked documents ("Powered by Payvo")
Start Free Trial
POPULAR
Basic
₦15,000/mo
Save 2 months yearly!

Best for: Testing, single operator

  • 3 staff accounts
  • Up to 70 clients
  • Up to 70 assets
  • Up to 50 active contracts
  • Up to 10 Agents
  • Installment generation & tracking
  • Branded receipts & master receipt
  • Email notifications to clients
  • Payment reminders
  • Company logo & colors
  • Basic support (email)
Get Started
Professional
₦30,000/mo
Save 2 months yearly!

Best For: Active businesses with agents

  • 10 staff accounts
  • 150 clients
  • 150 assets
  • 150 active contracts
  • 30 Agents
  • Everything in Basic, plus:
  • Custom email signature & branded email templates
  • Staff roles & permissions
  • Installment reminders (SMS + Email)
  • Export reports (PDF & Excel)
  • Priority support (WhatsApp)
Get Started
Business
₦60,000/mo
Save 2 months yearly!

Best for: For high-volume / multi-staff operations

  • Unlimited staff accounts
  • Unlimited Clients
  • Unlimited Assets
  • Unlimited Agents
  • Unlimited Contracts
  • Everything in Professional, plus:
  • Multi-branch / location support
  • Dedicated account manager
  • Bulk client import (Excel upload)
  • API access
  • White-label option (remove your app branding)
  • Monthly business health report
Get Started
Our Blog

Latest Articles & Insights

Stay informed with our latest news, operational advice, and system updates.

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Branded receipt layout preview
Questions & Answers

Control all your bills & payments

Got questions about how Payvo manages contract pricing and billing plans? Here are our quick answers.

Is there a free trial period?

Yes! Every new account gets an unrestricted 30-days free trial to test contract creation, payment calculations, and receipts.

Can I import existing contracts?

Absolutely. Managers can bulk-create existing contracts and retroactively log previous installment payments in the dashboard.

How are email reminders sent?

The system monitors upcoming payments and automatically triggers email notices to clients without requiring manual drafting.

Can I disable email notifications for bulk payments?

Yes, bulk payment operations do not trigger client notifications, whereas single payments send branded digital receipts automatically.

Contact Sales

Get in touch with our team

Have questions about plans, pricing, custom payment processing options, or onboarding support? Send us a message and we'll reply shortly.

Payvo is owned and operated by Nura Mustapha Technologies Limited (RC 9679645).

+2349134192668
support@payvo.ng