Start managing your installment business professionally from just ₦5,000/month. No expensive setup fees, no complicated training. Upgrade as your customer base expands.
Experience Payvo without commitment. Perfect for solo testing.
Everything you need to start managing your installment business professionally.
For growing businesses requiring multi-agent management, automation and custom branding.
For established real estate developers, auto dealers, and large-scale installment firms.
Custom deployment for large real estate conglomerates, multi-branch operations, and institutions.
See why hundreds of Nigerian installment businesses choose Payvo over expensive enterprise software and error-prone spreadsheets.
| Feature / Capability | Payvo | RealtyTracka / RMIS | Excel & WhatsApp |
|---|---|---|---|
| Entry Price | From ₦5,000 / mo | ₦350,000+ upfront / yr | Free (High Labor Cost) |
| Separate Agent Portal | Secure access code | Complex user seats | Risk of customer theft |
| Automated WhatsApp Notifications | QR-connected | SMS only (High cost) | Manual copy-pasting |
| Automatic PDF Receipting | Branded with logo | Basic invoices | Manual Word/Canva design |
| Installment Balance Audit Trail | Real-time ledger | Included | Broken Excel formulas |
| Supported Industries | Real Estate, Cars, Solar, Retail, Credit | Real Estate only | Unstructured |
| Concierge Setup Assistance | 100% Free Excel Import | Paid onboarding | Do it yourself |
Everything you need to know about getting started with Payvo.
You can pay securely via Paystack using any Nigerian debit card, bank transfer, or USSD code. Subscriptions renew automatically, and you can cancel anytime with one click in your billing dashboard.
When your active customer count reaches your plan's limit (e.g. 30 for Starter or 100 for Business), you can easily upgrade to the next tier with one click. Your data and settings will stay completely intact.
If you currently track your customers, assets, or installment balances in Microsoft Excel, Google Sheets, or notebooks, send your file to us on WhatsApp or during demo booking. Our engineers will format and import your full records into Payvo for free within 24 hours.
No. Payvo provides a dedicated Agent Portal with unique email + access code logins. External agents can only see their own referred buyers, contracts, and commission payouts. They have zero access to your company revenue or other agents' data.
Yes, absolutely. Payvo has no long-term contracts or lock-in penalties on monthly plans. You can pause or cancel your subscription whenever you want directly from your settings.
Join hundreds of smart Nigerian businesses saving 15+ hours a week and recovering overdue payments faster.